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882 Cross Creek Drive, Saltillo, MS 38866
Sales: (662) 821-0642 | Service: (662) 821-0642 | Parts: (662) 821-0642

Bad Credit Car Financing in Saltillo, MS

If you are looking to get into a quality late-model used car near New Albany and Tupelo, Mississippi, but you have less than ideal credit, the Finance Department at Carlock Toyota of Tupelo wants to help. As a full-service Toyota dealership that serves drivers and car buyers of all credit levels near Tupelo, MS, we offer bad credit financing and sub-prime auto loans for used car shoppers. The Finance staff at Carlock Toyota of Tupelo has helped poor credit car buyers get into quality used Toyota vehicles such as used Toyota Corolla sedans and pre-owned Prius crossover SUVs with hassle-free financing. If you have a low credit score and are wondering if you may qualify for bad credit car loans in Saltillo, Mississippi, continue reading to find out how to apply!

How Do I Apply and Qualify for a Bad Credit Auto Loan near New Albany, MS?

Did you know that acquiring a bad credit auto loan is about more than just a poor credit score? If a bankruptcy, foreclosure, divorce, repossession or other financial issue has led to a decrease in your credit score, our Finance staff encourage you to apply for financing here at Carlock Toyota of Tupelo. When you apply for a bad credit car loan, keep in mind that lenders will take into account additional factors beyond your credit score, including:

  • The requested loan amount (or the price of your desired vehicle minus your down payment)
  • The type and price of the vehicle you want to drive
  • Your detailed credit history and the risk level of your potential auto loan
  • The amount of cash you can provide as a down payment (including a trade-in vehicle)

The Finance Department here at Carlock Toyota of Tupelo is staffed with auto finance professionals who are committed to providing excellent assistance to our customers of all different credit levels. If you are ready to apply for auto financing, then begin by submitting an online credit application form. Our secure online credit application can be transmitted through our website to our finance specialists who will then review your credit history and determine your options for financing.

Are you shopping for a used Toyota Prius, Toyota Camry, Highlander SUV or pre-owned Tacoma? Driving a quality used Toyota is a smart way to save money both on your vehicle purchase price but also in long-term service and repair costs. No matter what your credit history may be like, the Finance Department at Carlock Toyota of Tupelo will work to locate auto loan options for you so you can drive away in a used Toyota or another pre-owned car.

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By checking this box and submitting this form, I certify that I have provided true and accurate information and that I have read and understood the dealership's privacy policy. I authorize the dealer to begin a credit investigation, to process my application, and to forward my application to lenders, financial institutions, or other third parties.

Dealer Information
Carlock Toyota of Tupelo 882 Cross Creek Drive Saltillo, MS 38866 Get Directions
Sunday:
CLOSED
Monday:
9:00 AM - 8:00 PM
Tuesday:
9:00 AM - 8:00 PM
Wednesday:
9:00 AM - 8:00 PM
Thursday:
9:00 AM - 8:00 PM
Friday:
9:00 AM - 8:00 PM
Saturday:
9:00 AM - 7:00 PM
Sunday:
CLOSED
Monday:
7:30 AM - 6:00 PM
Tuesday:
7:30 AM - 6:00 PM
Wednesday:
7:30 AM - 6:00 PM
Thursday:
7:30 AM - 6:00 PM
Friday:
7:30 AM - 6:00 PM
Saturday:
8:00 AM - 1:00 PM
Sunday:
CLOSED
Monday:
7:30 AM - 6:00 PM
Tuesday:
7:30 AM - 6:00 PM
Wednesday:
7:30 AM - 6:00 PM
Thursday:
7:30 AM - 6:00 PM
Friday:
7:30 AM - 6:00 PM
Saturday:
8:00 AM - 5:00 PM
Phone:

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